FundUPay has capabilities to issue virtual Credit cards with end to end solution for credit card business for banks and NBFCs:

FundUPay can set up all Credit card related work flow for smooth functioning of portfolio, following work flow is offered.

• Credit Assessment Module
• Setting up credit card limits
• Virtual or physical credit card issuance
• Monthly statement issuance
• Monthly online payment reminders ( SMS, Email, Wts app, Call center calling etc )
• Collection of dues / overdue etc…

Bank can use their data base for credit card business and use our APIs and services to set up credit card business.

Virtual credit card is issued through API module post approval of credit card limit to applicant by downloading Credit card application on mobile from playstore and OTP based 16 digit virtual credit card number will be issued to credit card holder who can start using his credit card limits through this app based co branded virtual credit card.